in Indonesia

currency

Money from the sky — fast, safe, and high-tech

Coconut Exchange launches drone delivery:
from $1,000 to $4,000 (≈ 16–60M IDR).
Smart technology, mandatory client verification,
and full process control ensure reliability.

A New Level of Service
is coming

CASH DELIVERY
BY DRONES

DRONE DELIVERY
ZONES

the exact exchange rate in real time

CALCULATE

SIMPLE STEPS OF EXCHANGE

We work with trusted partners and offer
the best rates for our clients. Our service
guarantees high transaction speed,
reliability, and 24/7 support.

We provide
fast and secure
currency exchange

• We confirm the rate and process the request.
• Our courier receives instructions: deliver cash to you or pick it up from you.
• The courier arrives at the location in branded clothing and with a badge (QR code).

Mutual verification takes place: you confirm the courier’s identity, and they confirm yours.

• Cash is counted upon meeting.
• After confirming receipt (or transfer) of the amount, the transaction is finalized,
the courier wishes you a good day, and proceeds to the next order.

If the exchange involves a transfer (bank or cryptocurrency):
• The courier delivers cash → you confirm the amount → make the payment.
• After funds are received, we finalize the transaction and confirm
completion to the courier.
• The exchange can be supervised by the courier (they remain nearby) or remotely.

Reliability is ensured by our insurance deposit.

Cashless Exchange

Click “Ask about” to contact a manager and find the best exchange option for you.

All transactions are confidentialand fully secure,
following international financial standards.

Coconut Exchange holds a security deposit,
ensuring every deal is transparent and protected.
We’ve built a strong reputation as a trusted,
people-first exchange service.

Security and trust

You can choose how you'd like to get your payout:

Once the funds are received

We accept transfers from Ukrainian banks,
both in UAH and in other currencies.

You can also send payments to our business (FOP) accounts,
which allows you to go beyond the usual limits
set by the National Bank of Ukraine.

In addition, we accept international transfers from all over the world — in all major currencies, including USD, EUR, AUD, GBP, CHF, CNY, JPY, THB, SGD, HKD, NZD, CAD, and IDR.

This flexibility makes it easy for clients to send or receive payments
in any form and from any country, whether through SWIFT, SEPA, PayPal, Payoneer, Wise, Revolut, or other global systems.

This is especially convenient for entrepreneurs, freelancers, and anyone receiving or sending payments for services abroad.

How it works:

Coconut Exchange is an easy and reliable way to move your funds
across borders without limits, stress, or bureaucracy.

We accept and send bank transfers worldwide

Courier Delivery

Click “Ask about” to arrange your delivery at the most convenient time.

All transactions are monitored and confirmed by our managers
in real time. Coconut Exchange is an officially registered company
with a security deposit and a strong reputation for reliability
and transparency. Your safety and trustare our highest priority.

Security and trust

• The courier arrives at your location at the agreed time.
• You verify their identity via QR code and badge.
• If it’s a delivery — you count and verify the cash on the spot (our couriers carry money-counting machines).
• If it’s a pickup — the courier checks and confirms the authenticity of your banknotes.
• Once both parties confirm the amount and condition of funds, payment is completed or cash is handed over.

Note:

• Payment is always made in person, never in advance.
• Regular clients who’ve completed previous exchanges may prepay upon request.

Exchange process

You choose the type of exchange, whether it’s a cashless transfer,
crypto exchange, or cash exchange in any major currency
(USD, EUR, AUD, and more).

Your manager confirms the rate and transaction details,
and then a Coconut Exchange courier
is dispatched to your location.

Our couriers operate all over Bali, they wear branded uniforms,
carry official name badges, and each has a unique QR code
you can scan to verify their identity.

Cash is always delivered in sealed branded envelopes
and zip-lock bags to ensure full confidentiality and security.

How it works:

At Coconut Exchange, we understand that when it comes to your money, both speed and safety matter.
That’s why every delivery is handled with precision, care, and full control at every stage.

Secure cash delivery across the entire island of Bali

ATM Cash Withdrawal

Click “Ask about” to arrange your delivery at the most convenient time.

All transactions are tracked in real time
through our online system.

If an ATM dispenses cash, the transaction
is automatically recorded in our dashboard.
If, for any reason, the withdrawal fails,
we’ll refund your payment or deliver
the equivalent amount in cash via courier.

Coconut Exchange operates officially
with a security deposit, proper registration,
and a strong reputation for reliability.

Every transaction is verified
and protected at all stages.

Security and trust

How it works:

Coconut Exchange offers a unique cash withdrawal service through ATMs, available even for clients
who don’t have an Indonesian bank account.

Withdraw cash anywhere in Indonesia — no card, no local phone number required.

• BCA
• BRI

Each ATM has its own withdrawal limits.
For example, BCA allows larger withdrawals, while MyBank,
BRI, and BNI usually allow up to 1,000,000 IDR per code.

You simply contact your Coconut Exchange manager
and choose your preferred payment method — crypto, bank transfer,
or any other convenient option. The manager fixes the exchange rate,
confirms your payment, and prepares the withdrawal codes for you.

Then:

• You go to the nearest agreed ATM.
• The manager sends you a unique code and detailed

instructions based on the ATM type

• After that, the ATM dispenses your cash instantly.

Note: Instructions are always provided individually in chat
with your manager to ensure a smooth and secure process.

We work with four major banks:

Crypto Exchange

Click “Ask about” to choose the best crypto exchange method for you.

We value your time — that’s why most transactions
are completed quickly:

• Transfers to Indonesian banks — within 5–10 minutes
• SWIFT transfers — 1–2 business days, depending on the bank
• PayPal, Revolut, Wise — within an hour or less

Cash delivery — around one hour, depending
on traffic and location

You can even pay in crypto during an in-person courier
exchange — our manager will stay connected
until you receive the official confirmation of payment.

Speed and processing time

All transactions are monitored and verified by your
personal manager. Coconut Exchange operates officially,
with a security deposit and a proven reputation
for transparency and reliability. Every deal is built
on safety, trust, and convenience for both sides.

Security and trust

For transactions from personal wallets, we perform
a simple AML (Anti-Money Laundering) check, to ensure
a secure and compliant process.

We don’t ask about the origin of your funds, our goal
is to find the safest and fastest route for your transaction
so that you receive your money on time without any issues

AML Verification

Coconut Exchange provides a safe and convenient way to convert your crypto into fiat money,
bank transfers, or cash anywhere in Indonesia.

We accept and exchange cryptocurrency across all major networks and formats.

How it works:

We accept cryptocurrency in all major networks and formats,
including USDT (TRC20, ERC20, BEP20), BTC, ETH, BNB, and many others.

You simply choose the coin and specify where your crypto
is stored — on an exchange or in a personal wallet.

This is important because:

• Transfers from exchanges are sent to one type of wallet.
• Transfers from personal wallets are sent to another.

If you send crypto from a different source than the one you stated,
the transaction may be frozen by the exchange and funds could be lost.

That’s why your manager will always confirm the source
first to keep the exchange safe for both sides.

Fiat & Cash Exchange

Click “Ask about” to choose the best crypto exchange method for you.

Time and Availability

Every transaction is verified and confirmed by a manager in real time.

Coconut Exchange operates officially, with a security deposit,
legal registration, and a strong reputation for reliability.

All exchanges are handled under strict safety standards
and full transparency.

Security and trust

• A Coconut Exchange courier arrives at your location at the scheduled time.
• The courier checks all bills for authenticity and condition, we only accept new, undamaged banknotes.

Old, defective, or outdated notes are not accepted (for example, only new “blue” USD are accepted).

When delivering cash, you’ll receive brand-new banknotes directly from partner banks, guaranteed authentic and without defects.

All cash is counted on-site with a money-counting machine, verified by both parties, and confirmed before completion.

• After that, the courier finishes the transaction and proceeds to the next delivery.

Every exchange is delivered in branded Coconut Exchange envelopes and zip-lock bags — sealed, discreet, and secure.

How it works:

Coconut Exchange is your reliable partner for exchanging fiat currencies in Indonesia. We accept both cash and non-cash funds
and can provide you with another currency, cryptocurrency, or a bank transfer — whichever suits you best.

Exchange any fiat currency. Fast, safe, and with delivery.

Currencies we accept

We work with all major world currencies:
USD, EUR, AUD, GBP, CHF, CNY, JPY, THB,
SGD, HKD, NZD, CAD, IDR.

These same currencies can be delivered to you in cash,
via courier or during an in-person exchange.

We can also accept your fiat currency not only in Indonesia
but also in Ukraine, Europe, and other countries around
the world — whether it’s UAH, USD, or any other
currency through our partner offices.

After that, we can deliver the equivalent amount to you
in Indonesia, in the currency you prefer.

This format, known as a reposition, allows fast and smooth
exchanges without unnecessary banking procedures.

Payments & Invoices

Click “Ask about” to contact a manager and find out how we can help you
pay or receive funds safely, anywhere in the world.

Flexible for any situation

All transactions are monitored and confirmed
by Coconut Exchange managers.

We operate officially, with a security deposit,
legal registration, and a trusted reputation.
Every payment is processed transparently, confidentially,
and with your comfort in mind.

Security and trust

We can:

You contact your personal manager
and clarify the details:

How it works:

Coconut Exchange makes financial transactions simple and flexible. Whether it’s
a villa rental, a restaurant bill, a business invoice,  or an online purchase,
we can process  the payment for you quickly, safely, and in the currency you need.

We can handle your payments, invoices, bills, and purchases.
Anywhere in the world, in any currency

Where payments are processed

Payments can be handled:

How does ATM cash withdrawal work?

We work with over 12 currencies, including:
• US dollars (USD)
• Euros (EUR)
• British pounds (GBP)
• Australian dollars (AUD)
• And others

Important rule:
We accept only new-series USD bills. Old-series bills are not accepted, as circulation
is limited in Indonesia, and even if accepted somewhere, it is only at a discount.

Currency acceptance is possible daily.
Dispensation is generally done the next business day.

Key points:
• If you need, for example, $10,000 on Tuesday, the request must be submitted
by Monday before 14:00.
• If the request is submitted in the afternoon, and the full amount is unavailable,
it is likely prepared by Wednesday.

• Prepayment: the rate is fixed at the time of payment.
• Payment on courier meeting: the rate is confirmed on the day of request.
• For cash currencies (USD, EUR, etc.), street exchange rates in Bali are used
as reference, but we always offer better conditions.

Example: if street rate is $1 = 16,200 IDR, we offer 16,225–16,250 IDR
(depending on the amount).

We operate transparently:
• Exchange up to $500 (or equivalent)

Fixed fee:
$15 for courier delivery
$10 for remote exchange

• Amounts above $500 — fee from 3% and below
(the higher the amount, the lower the percentage)

• For cash issuance (USD, EUR, etc.), the fee does not drop below 1.5%

We have no minimum exchange amount.
We can exchange $10, $15, or more.

However, for amounts up to $500, standard fees apply (see above):
• $15 for courier delivery
• $10 for remote exchange

• Average delivery time on the island ~1 hour.
• Time depends on location and traffic.
• Couriers are always in branded clothing with verification badges.

• Available from $1,000 (≈16M IDR) to $4,000 (≈60M IDR).
• Drone carries up to two branded zip-packages of 30M IDR each.
• Mandatory client verification: photo + ID + short video.
• Prepayment only — no exceptions.

• If the drone cannot identify the client or detects a risk
(interception/interference attempt), delivery is automatically canceled,
and the drone returns.
• After receipt, the client must record a video: opening the zip-package
and counting cash. Without this video, claims are not accepted.
• Initially, service is available in limited areas (pilot phase), gradually expanding.

• All exchanges are conducted only with official couriers, employed,in branded clothing,
and with QR code badges.

• Mutual verification system for client and courier.

• Insurance deposit (including Bali Ukraine Forum) confirms our reliability.

• All processes are transparent: from fixed fees to video protocols during drone delivery.

• If the courier arrives at the location(villa, venue, or other) and the client
is unresponsive or absent, the exchange is considered failed.
• The client may be blacklisted if there was no valid reason.
• With an important, verified reason, the client can continue using the service.

• Yes, with prepayment, the rate is fixed at the time of payment.
• Requests can also be scheduled for a specific date and time.
• With prior arrangement, exchanges can be conducted outside
working hours or on Sundays.

available soon